Your home screen shows you both how much you have available to access and how much you’ve earned so far in the pay cycle.
These numbers are different - one of them is an estimate of your total earnings and the other is the amount you’re able to access through the app.
How we estimate your daily pay
We use information about your salary, wages or timesheets to estimate your daily accrued after-tax pay. Go to Track to see how much you’re earning each day. For a breakdown of your pay, tap on How we estimate this.
How we calculate your available balance
We use your daily accrued after-tax pay to calculate your available balance. As you’re only able to access up to 50% of your earnings, your available balance will be made up of your daily accrued earnings (the money you earn each day) divided by two (for 50%).
For example, if you earn $50 per day, by day three you will have earned $150 but you’ll only be able to access half of that, so your available balance will be $75.
Your available balance will take into account any withdrawals you’ve made during the pay cycle. To keep on top of withdrawals, go to Track and tap Withdrawals.
P.s. we use information from your employer’s payroll department to calculate your earnings. If your earnings don’t look correct, get in touch with us ASAP!